Owner pay route updated

Use the active owner pay break-even target guide.

This legacy calculator path keeps older links alive and routes contractors to the current owner-pay resource for draw targets, reserves, taxes, payroll load, job margin, and cash-flow pressure.

Product fit boundary

Owner-pay intent stays finance-first. Webzaz fits only if weak service pages, quote forms, proof, or source tracking create the cash gap. LocalKit fits only when profile, QR, review, referral, booking-link, or payment-link handoffs explain local revenue leakage.