Contractor Cash-Flow Runway Calculator
See how many months the business can operate if booked jobs slow, customers pay late, payroll lands first, or material bills hit before deposits clear.
Net available cash
$0
Runway
0 months
Save your result
Email yourself the next-step checklist
Use this after the calculator so the number turns into a concrete action, not another note you forget tomorrow.
Recommended next step
Open the Contractor Cash-Flow Management GuideTurn runway into deposit rules, collection timing, job-cost discipline, invoice follow-up, marketing spend limits, and a weekly owner cash review.
Use runway to decide what gets fixed first
Under two months of runway means collections, deposits, and job-cost controls come before expansion. Two to four months means tighten invoice follow-up and lead quality. Four-plus months gives you room to invest in demand, hiring, or better systems.
Use this number before approving marketing spend, hiring, equipment payments, or slow-pay commercial work. A short runway means the next qualified lead still needs deposit discipline, fast invoicing, and margin control or it can make the cash problem worse.
Next routes: read contractor cash-flow management, calculate job pricing, and use contractor job costing before chasing more volume.
Product fit: Webzaz can help only when the financial leak is clearly a website conversion gap after pricing and collections are controlled. LocalKit can help only when local profile links, reviews, or booking destinations are suppressing qualified demand. Neither fixes slow collections or underpriced jobs by itself.
Get the contractor calculator pack
Pricing, markup, hourly rate, invoice tracking, and the next calculators to use before you quote or collect.
Free. No spam. Built for trade service owners.